These Terms of Service ("Terms") govern your access to and use of the EverHold Financial Coop website, platform, and services (collectively, the "Services"). By accessing or using the Services, you agree to be bound by these Terms. If you do not agree, you may not use the Services.
You must be at least 18 years old and capable of forming a binding contract to use our Services. You represent that all information you provide is accurate and complete.
To use certain features, you must create an account. You agree to provide accurate information and keep it updated. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
Our Services include peer-to-peer transfers, savings accounts, loans, bill payments, and group savings. All transactions are subject to applicable fees, limits, and verification processes. We may require identity verification for compliance with anti-money laundering (AML) and know-your-customer (KYC) regulations.
You agree not to use the Services for illegal purposes, including but not limited to fraud, money laundering, or unauthorized transactions. We reserve the right to suspend or terminate accounts involved in prohibited activities.
Certain Services may incur fees as disclosed on our platform. All payments are processed through secure gateways, but you are responsible for any taxes or additional charges.
All content on the Services is owned by EverHold Financial Coop or its licensors. You may not reproduce, distribute, or create derivative works without permission.
To the fullest extent permitted by law, EverHold Financial Coop shall not be liable for any indirect, incidental, or consequential damages arising from your use of the Services.
These Terms are governed by the laws of the jurisdiction where EverHold Financial Coop is registered, without regard to conflict of law principles.
We may update these Terms at any time. Continued use of the Services after changes constitutes acceptance of the new Terms.
If you have any questions about these Terms, please contact us at everholdfinancialCoop@gmail.com.