Compliance

Our commitment to regulatory compliance and ethical practices

EverHold Financial Coop operates in full compliance with applicable laws and regulations to ensure the integrity and security of our financial services.

1. Regulatory Oversight

We are registered and licensed as a financial cooperative in relevant jurisdictions. Our operations adhere to banking and financial service regulations, including those from central banks and financial authorities.

2. Anti-Money Laundering (AML) and Counter-Terrorism Financing (CTF)

We maintain robust AML/CTF programs, including customer due diligence, transaction monitoring, and reporting suspicious activities to authorities.

3. Know Your Customer (KYC)

All users undergo KYC verification to confirm identity and prevent fraud. This may include document submission and biometric checks.

4. Data Protection Compliance

We comply with data protection laws such as GDPR (for EU users) and similar regulations globally. See our Privacy Policy for details.

5. Consumer Protection

We follow fair lending practices, transparent fee structures, and dispute resolution processes to protect our members.

6. Reporting and Auditing

Our financial statements are audited annually by independent firms, and we submit required reports to regulatory bodies.

7. Sanctions Compliance

We screen against international sanctions lists and do not conduct business with prohibited entities or individuals.

8. Contact for Compliance Inquiries

For compliance-related questions or to report concerns, contact our compliance officer at everholdfinancialCoop@gmail.com.